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EPF and VPF


EPF and VPF


Return:8.65% for 2016-17

Safety: Very safe

Liquidity: Low. Withdrawals allowed after 5 years for specific purposes

Taxation: Interest and corpus tax free, if withdrawn after 5 years.

Best For: Salaried Individuals saving for retirement

Smart Tip: Transfer EPF account when you change jobs. Dormant accounts stop earning interest after 3 years.