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SMART QUOTES

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LIFE INSURANCE


LIFE INSURANCE



Returns: Vary according to tenure but don’t exceed 6-7%

Safety: Returns are guaranteed

Liquidity: Low. Premium must be paid for the entire term or policy will lapse.

Taxation: Maturity amount and periodic payments tax free

Best for: Investors content with low returns as long as maturity is tax free.

Smart tip: Take a policy for at least 20-25 years. Short term plans of 10-15 years do not yield more than 5-6%.