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NATIONAL SAVING CERTIFICATES


NATIONAL SAVING CERTIFICATES



Return: 7.9% for 5 years tenure
            8.80% for 10 years tenure

Safety: Very safe as it is backed by Govt.

Liquidity: Locked in for 5 yrs and 10 yrs respectively

Taxation: Maturity amount completely tax free
               Interest fully taxable as income at the applicable rate.

Best for: Investors with negligible risk appetite

Smart Tip: Invest when you are near retirement