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SMART QUOTES

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ULIPs (UNIT LINKED INSURANCE PLAN)


ULIPs (UNIT LINKED INSURANCE PLAN)



Returns: Market Linked

Safety: Carry market risk associated with Stocks & Bonds

Liquidity: Early withdrawals attract surrender charges. No surrender charges after 5 years.

Taxation: Gains are tax free

Best for: Someone with high risk appetite who does not wish to buy separate insurance cover and is hoping to build wealth over long term.

Smart Tip: Use switching facility to move from debt to equity or vis a versa as per market moods.